It’s time to give yourself the credit you deserve. Secure your seat today!
Click link to register! First come first served. NO REFUNDS!
Re-cap from our 5/18/24 class.
Real Clients. Real Results.
CASH IS KING. CREDIT IS POWER.
CASH is KING CREDIT is power!
Understanding Credit
Credit is Power. Whether you're an individual looking to improve your credit score, a business owner seeking to establish or strengthen your company's credit profile, we have the tools to help guide you towards financial success. Explore our comprehensive library of tips covering various topics including building strategies and monitoring. Our resources are designed to empower you with knowledge and insights needed to make informed decisions to take control of your financial future.
A credit score is a numerical representation of an individual's creditworthiness, calculated based on various factors from their credit history. The main components that make up a credit score typically include: Payment History 35%, Utilization 30%, Credit Age 15%, New Credit 10%, Credit Mix 10%. We're dedicated to helping our clients understand the importance of building and maintaining a positive credit profile. Your credit profile isn't just a number-it's a gateway to financial opportunities. Whether applying for a loan, seeking a mortgage or even pursuing a job opportunity, your credit worthiness plays a significant role.
PERSONAL CREDIT BUILDING TIPS
If you need to improve your credit profile here are a few tradelines we recommend to help kickstart increasing your score.
Rent Reporters Credit Builders
Do you have unknown information on your credit file?(old addresses, names, phone numbers or accounts) Need to dispute inaccuracies? Utilize the CFPB Website to file a complaint and put these credit reporting agencies on notice.
Identity Theft? File an identity theft report with the Federal Trade Commission and submit complaint through CFPB Website putting these credit reporting agencies on notice.
Check CFPB Website for consumer resources and template guides. Need your credit report? Click here.
It's time to give yourself the credit you deserve!
Business Credit Building Tips
What is Business Credit?
Building Business Credit
What is Business Credit?
Business credit is the lifeline of a business. It is basically a reputation score for a company. Just like people have a credit score to show how reliable they are with money, businesses have a similar score to show how trustworthy they are with borrowing and paying back money. This score helps companies get loans, buy goods on credit an
Business credit is the lifeline of a business. It is basically a reputation score for a company. Just like people have a credit score to show how reliable they are with money, businesses have a similar score to show how trustworthy they are with borrowing and paying back money. This score helps companies get loans, buy goods on credit and build good relationships with suppliers. Check your business credit score with NAV or Dun and Bradstreet.
Types of Business Credit
Building Business Credit
What is Business Credit?
There are several types of business credit that companies can access.
- Trade Credit
- Business Credit Cards
- Term Loans
- Lines of Credit
- Invoice Financing
Each type of business credit has it's own terms, eligibility requirements and benefits allowing businesses to choose the option that best fits their needs. Some may require PG(personal guarantee)o
There are several types of business credit that companies can access.
- Trade Credit
- Business Credit Cards
- Term Loans
- Lines of Credit
- Invoice Financing
Each type of business credit has it's own terms, eligibility requirements and benefits allowing businesses to choose the option that best fits their needs. Some may require PG(personal guarantee)others may only require EIN. Do your due diligence before you apply.
Building Business Credit
Building Business Credit
Building Business Credit
Building business credit isn't as complicated as one may think. Even if a business owner may have challenged credit, it can be done. Just be sure your business profile and foundation is solid prior to applying for any type of business credit. If you don't know where to start and in need assistance
download our building business credit guid
Building business credit isn't as complicated as one may think. Even if a business owner may have challenged credit, it can be done. Just be sure your business profile and foundation is solid prior to applying for any type of business credit. If you don't know where to start and in need assistance
download our building business credit guide right now!
Quick Tips:
- Establish tradelines with your suppliers
- Keep All information current with all 3 bureaus
- (Duns, Equifax, Experian,)
- Make payments to creditors on time or Early
- Never over utilize credit)
- Borrow from lenders that report to credit bureaus
- Check your Business credit score often to be sure all information is accurate.
Click link to check out our preferred vendors list. Be sure to do your due diligence with each company before you sign up. Find out fees, requirements, which agency thy report to along with how often they report. It's time to give your business the credit it deserves.
